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FAQ

Is it possible to access the equity in your home without moving?
Yes! It is!Housing startup Easyknock created Sell and Stay, a residential sale leaseback program. At its most basic, that means you sell your house to us, then rent it back. How exactly does that work? Read on to better understand each step of the Sell and Stay process.You Fill Out the Form to See If You Qualify for Sell & StayWhile we donu2019t require your credit score or a certain amount of income, we do need to make sure that your home qualifies for our program. You fill out the qualification form and weu2019ll let you know in short order whether youu2019ll be able to participate in the program.Weu2019ll Write Up a ContractIf you decide Sell and Stay is for you, weu2019ll write up sale and lease contracts. This basically combines the processes youu2019d go through while selling and renting a home, making one conditional on the other. We can close on the sale and leaseback in as little as 21 days. While you donu2019t need to get a lawyer to represent your interests, we highly suggest that you do.We Cut You a Check for Your EquityWe pay you a large portion of your home equity. Your home equity is the money that you have invested in your home, the difference between your homeu2019s market value and the amount you owe on your mortgage.You Are No Longer Obligated to Your Mortgage CompanyWhen you sell your home to us with Sell and Stay, you no longer have a mortgage or therefore a mortgage payment. We own your home and that means you donu2019t have mortgage debt. However, youu2019ll have to pay rent every month just like you would if you rented any other home.You Continue Living in Your HomeWhen you take part in EasyKnocku2019s Sell and Stay program, we write up a lease contract while weu2019re working out the details of buying your home. The two go hand in hand. One of the conditions of you selling us your home is that we are obligated to rent it back to you so long as you hold up your end of the lease contract. Itu2019s essentially the same as renting any other home, except itu2019s the home you used to own.While youu2019re living in the home under the lease agreement, EasyKnock will cover the property taxes. You are required to handle basic maintenance on the home like lawn care, snow removal, and appliance maintenance. You donu2019t need home owneru2019s insurance any more, but we recommend that you get a renteru2019s insurance policy to protect your belongings.You Can Move or Buy Back Your Home at Any PointIf you decide you donu2019t want to live in the home any more, thatu2019s alright! You just give us permission to put the home on the market and weu2019ll give you the difference between your initial equity check and the sell-out value. You donu2019t even necessarily have to turn over control over the selling process. If you want, you can set the value, choose the realtor, and make other decisions pertaining to the selling of the home. We let you out of remainder of the lease if you sell early.You can also buy your home back. Youu2019d pay us a cost laid out in the initial contract either in cash or by getting a new home loan. Youu2019d no longer be obligated by the lease, and youu2019d own your home again.
How do you convince your customer to purchase your product?
u201csell me this penu201dI remember reading this story from another quora user. It was his own personal experience on how his recruiter taught him to sell a pen. unfortunately I can no longer find and link back to him. so if you know which quora answer Iu2019m referring to, please let me know. but it goes something like this: Robert (fictional name) applied for work at a sales company. And during the interview, the recruiter handed Robert a pen and asked him to sell it back to the recruiter.Robert took the pen and started listing down various features of the pen and tried hard to convince the recruiter to buy it. u201cthis pen is in blue and has a rubber grip. it makes it easy to gripu201du201cit is a ball point pen, so your handwriting looks nice.u201du201cI will give a very special price if you buy it nowu201d but in the end, he wasnu2019t able to convince nor persuade the recruiter to buy the pen.The recruiter then took the pen back from Robert, and showed him how he would sell the pen.Recruiter: I have a blue pen in my hand, would you like to buy it?Robert: hmmmu2022 I donu2019t knowRecruiter: why dont you know? what would convince you to buy?Robert: Iu2019m not interested in a blue pen. maybe a black pen?Recruiter: okay, if I were to sell you the same pen but in black, would you then buy?Robert: maybeRecruiter: why did you say u201cmaybeu201d? what else is on your mind?Robert: I would like to be able to compare this pen with other types of pen so that I can choose the best pen to buyRecruiter: okay, if I were to lay out in front of you the common types of pen and compare the benefits & features of this black pen from the other ones u2022 and that you clearly see the benefit of this pen u2022 would you then be interested to buy this pen?Robert: yea, sure. * * * the first step in knowing how to sell a product, is to first understand the reason why customers buy.we should be studying how & why customers buy, rather than how salesmen sell. And once you understand the psychology of why customers buy, then the selling part becomes easy to you and you will finally know how to sell a product successfully.i already wrote about the psychology of why customers buy, and how to get them to buy your product & services here the purpose of your product & service is to deliver a desired result for your customer.your product is a solution to a problem that the customer is trying to solve. they donu2019t want your product. they just want what your product can do for them.your product is merely a tool for the customer to reach their goal u2022 it is a vehicle for them to reach their destination. for example:1. people donu2019t buy computers, they buy u2018what they can do with a computeru2022 u2022 to do their work, to surf the internet, etc.2. people donu2019t buy a power drill, they buy what the power drill can do u2022 to create a hole in the wall3. people donu2019t buy weight loss pills, they buy what the pills can do u2022 to help them lose weight so that they can look and feel sexy to attract the opposite sex. so your job is to figure out what your customer wants, and match those wants with the benefit of your product.you can get the eavesdropping technique here to get inside your customers heads. Selling is simply asking questions, and listening to what the customer wants to buy.you donu2019t sell what you want to sell, but you sell what people want to buy!and instead of trying hard to close and push people to buy, you simply ask questions to get feedback and let the customer do the work for you u2022 let them close themselves. Your job is not to push people into buying, but to listen carefully to their wants & needs and help them get what they want to achieve.
Do un-contracted workers have to fill out IRS W4 form?
I have no idea what an u201cun-contracted workeru201d is. I am not familiar with that term.Employees working in the U.S. complete a Form W-4.Independent contractors in the U.S. do not. Instead, they usually complete a Form W-9.If unclear on the difference between an employee or an independent contractor, see Independent Contractor Self Employed or Employee
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