Hi there, Emily Farber with Lepik Cregar Realtors in Iowa City, Iowa. Thanks for joining me today. This video will cover the topic of what happens if you change your mind as a buyer after entering a contract for a home purchase. Everything may be going well until suddenly it's not. You may have had a change of heart, gotten cold feet, or experienced a change in circumstances. Whatever the reason, if you no longer wish to buy the home, what do you do? What might happen? What are the potential outcomes of such a decision? Stay tuned to find out. Firstly, I want to emphasize that I am not an attorney. I do not play one on TV, nor do I have a night job as an attorney. Therefore, if you have any legal questions, I highly, highly recommend consulting a real estate attorney. When you find a property you're interested in and write a purchase agreement, you enter into a legal and binding contract. Once the terms of that agreement have been met, including buyer and seller signatures and the presentation and acceptance of earnest money, you are legally bound. However, if you change your mind before the seller has even signed the agreement, there is still time to back out. Have your agent write a written withdrawal with a time stamp and present it to the seller's agent. In this case, no harm, no foul. You have stopped everything before it moves forward. However, if you are already in an accepted purchase agreement, things become a bit stickier. Part of your purchase agreement should include several contingencies to protect you as the buyer, which provide potential exits from the contract if needed. Common contingencies include inspections and financing. For example, if something comes up during inspections that you cannot...
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Real estate earnest money contract PDF Form: What You Should Know
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Video instructions and help with filling out and completing Real estate earnest money contract PDF
